How it works.
Simple in 4 steps.
Going from "who owes what" to "all settled" has never been easier.
1
Add your squad
Sign up in seconds and add your friends by email. No passwords needed for invited friends - click safe links and you're in.
Privacy by Design: PII is AES-256 encrypted immediately.
2
Log and Split
Add bills as they happen. Just type the description, and our Gemini AI will auto-categorize it for you. Then choose a split mode that fits:
Equal
Split
Custom
Shares
Itemized
Split
3
Real-time balances
Instantly see who's in the red and who's in the green. Our engine updates your balance the moment an expense is saved.
4
Settle up smoothly
Pay back piece-by-piece, or use Settle-All to clear multiple debts with one single transfer. It's splitting made satisfying.